:root{--primary:#0b3c7a;--primary-dark:#082b57;--accent:#1d7ccf;--light:#f4f8fc;--text:#1b2430;--muted:#5f6b7a;--white:#fff;--radius:14px;--shadow:0 10px 30px rgba(8,43,87,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--text);line-height:1.7;background:var(--white)}a{text-decoration:none;color:var(--primary)}img{max-width:100%;height:auto;display:block}.container{width:min(1120px,92%);margin-inline:auto}.topbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid #e8eef5}.nav{display:flex;align-items:center;justify-content:space-between;padding:.9rem 0}.brand{display:flex;align-items:center;gap:.7rem;font-weight:700;color:var(--primary-dark)}.brand img{width:40px;height:40px}.menu{display:flex;gap:1rem;flex-wrap:wrap}.menu a{padding:.5rem .8rem;border-radius:10px;color:var(--muted);font-weight:600}.menu a:hover,.menu a:focus{background:#edf4fb;color:var(--primary)}.hero{background:linear-gradient(120deg,#0b3c7a 0%,#1d7ccf 100%);color:var(--white);padding:3.5rem 0 2.8rem}.hero-wrap{display:grid;grid-template-columns:1fr;gap:1.8rem;align-items:center}.hero h1{font-size:clamp(1.8rem,3vw,2.8rem);line-height:1.2;margin:.2rem 0 1rem}.hero p{margin:0 0 1.2rem;color:#e7f1ff}.btns{display:flex;gap:.8rem;flex-wrap:wrap}.btn{display:inline-block;padding:.8rem 1.1rem;border-radius:11px;font-weight:700}.btn-primary{background:#fff;color:var(--primary-dark)}.btn-ghost{border:1px solid rgba(255,255,255,.6);color:#fff}.banner{display:none!important}section{padding:3rem 0}.title{margin:0 0 .5rem;color:var(--primary-dark);font-size:clamp(1.4rem,2vw,2rem)}.lead{margin:0 0 1.2rem;color:var(--muted)}.grid{display:grid;gap:1rem}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.card{background:#fff;border:1px solid #e7edf5;border-radius:var(--radius);padding:1.1rem;box-shadow:0 4px 14px rgba(8,43,87,.06)}.card h3{margin:.2rem 0 .5rem;color:var(--primary)}.pill{display:inline-block;font-size:.8rem;color:#fff;background:var(--accent);padding:.25rem .55rem;border-radius:999px}.muted{color:var(--muted)}.stats{background:var(--light)}.stat{padding:1.2rem;border-left:4px solid var(--accent);background:#fff;border-radius:12px}.stat b{display:block;font-size:1.7rem;color:var(--primary-dark)}.cta{background:linear-gradient(120deg,#082b57,#0b3c7a);color:#fff;border-radius:18px;padding:1.6rem}.cta a{color:#082b57;background:#fff;padding:.7rem 1rem;border-radius:10px;font-weight:700;display:inline-block;margin-top:.7rem}.footer{background:#081f3f;color:#c8d7ee;padding:2rem 0;margin-top:2rem}.footer a{color:#fff}ul.clean{padding-left:1.1rem;margin:.2rem 0}.breadcrumb{font-size:.92rem;color:var(--muted);padding:.9rem 0}.breadcrumb a{color:var(--primary)}.page-hero{padding:2.5rem 0;background:#f2f7fd}.page-hero h1{margin:.2rem 0 .6rem;color:var(--primary-dark)}@media (max-width:900px){.hero-wrap,.grid-3,.grid-2{grid-template-columns:1fr}.menu{display:none}}